financial freedom

Another dream I am yet to attain. So far I've tried and given as much effort as I can to being debt-free, but I'm far off from being so at this point. I have really set a target to be debt-free, but its been a moving target ever since, and probably till I start being good in my new venture or start on a new, higher paying job, then that would be the only time I can call myself financially-free. I have tried loans, balance transfers, and what have you, but I still have a huge debt and most of my monthly income goes to paying off credit card bills.... hay, ranting. I'll be setting 2010 as a target, hopefully we'll be out of the rat race and enjoying all the money and not giving it to interest. and on that note, jess might be starting school then so we really need to save up!